Natural hazards · Avery

Avery, TX natural hazards

Most of the natural-hazard damage FEMA expects in Avery comes from ice storms, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Avery?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Avery to be higher than in 99% of U.S. communities, mostly from ice storms and tornadoes.

Ice storms62%Tornadoes16%Inland flooding7%Everything else15%

By hazard

What Avery faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Ice storms

62% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

7% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Avery flood?

FEMA's records show no paid flood insurance claims in Avery.

of all homes
are insured

No community discount. Avery isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Red River County.

Disasters that hit Avery

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Avery itself: aid to households, or repair grants to the Town of Avery.

Brought FEMA money into AveryDeclared for Red River County only

2021

Severe Winter Storms

2 households applied for aid $4K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid

2000

Severe Winter Ice Storm

$42K to the Town of Avery for repairs

Red River County has had 21 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Avery is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Avery’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Avery. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.