Natural hazards · Argyle

Argyle, TX natural hazards

Most of the natural-hazard damage FEMA expects in Argyle comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 10 claims here since 1994. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Argyle?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Argyle to be higher than in 49% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding39%Tornadoes33%Hail13%Wildfire5%Everything else10%

By hazard

What Argyle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

33% of expected damage

Well above average · higher than 91% of U.S. places

Hail

13% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 10 times a year in the area

Wildfire

5% of expected damage

Well above average · higher than 94% of U.S. places

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Argyle flood?

Every paid claim on a federal flood insurance policy in Argyle, from FEMA’s records.

10paid claims since 1994

$262Kpaid to owners

1homes flooded more than once

19942026

Biggest named events

Early summer severe storms: 3 claims, $133K
Early summer storms: 1 claim, $51K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Argyle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Denton County.

What’s been done with FEMA grants

9storm safe rooms built

Disasters that hit Argyle

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Argyle itself: aid to households, or repair grants to the City of Argyle.

Brought FEMA money into ArgyleDeclared for Denton County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

29 households applied for aid $16K aid approved

2021

Severe Winter Storms

141 households applied for aid $50K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

7 households applied for aid $3K aid approved $10K to the City of Argyle for repairs

2007

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $1K aid approved

2007

Severe Storms and Tornadoes

13 households applied for aid $18K aid approved

Denton County has had 19 natural disasters declared since 1953, most often severe storms and fires.

Around Argyle

Argyle and the towns around it

Very lowLowModerateHighVery high

Argylemostly inland floodingModerate

Flower Moundmostly inland floodingModerate

Dentonmostly tornadoesModerate

Corral Citymostly tornadoesModerate

Bartonvillemostly tornadoesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Argyle covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Argyle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Argyle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Argyle total about $4.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.