Natural hazards · Arcola

Arcola, TX natural hazards

Most of the natural-hazard damage FEMA expects in Arcola comes from inland flooding, and overall the risk is high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Arcola?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Arcola to be higher than in 60% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding40%Hurricanes24%Tornadoes20%Heat waves6%Cold waves5%Everything else6%

By hazard

What Arcola faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

24% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

20% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 66 years in the area

Heat waves

6% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 14 times a year in the area

Cold waves

5% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Arcola flood?

FEMA's records show no paid flood insurance claims in Arcola.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Arcola isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fort Bend County.

Disasters that hit Arcola

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Arcola itself: aid to households, or repair grants to the City of Arcola.

Brought FEMA money into ArcolaDeclared for Fort Bend County only

2024

Hurricane Beryl

357 households applied for aid $498K aid approved $133K to the City of Arcola for repairs

2021

Severe Winter Storms

29 households applied for aid $18K aid approved

2017

Hurricane Harvey

158 households applied for aid $588K aid approved $929K to the City of Arcola for repairs

2016

Severe Storms and Flooding

1 household applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid

2008

Hurricane Ike

149 households applied for aid $157K aid approved $9K to the City of Arcola for repairs

2005

Hurricane Rita

16 households applied for aid $10K aid approved

Fort Bend County has had 22 natural disasters declared since 1953, most often hurricanes and floods.

Around Arcola

Arcola and the towns around it

Very lowLowModerateHighVery high

Missouri Citymostly inland floodingHigh

Fresnomostly inland floodingHigh

Arcolamostly inland floodingHigh

Siennamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Arcola is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Arcola’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Arcola. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.