Natural hazards · Annetta

Annetta, TX natural hazards

Most of the natural-hazard damage FEMA expects in Annetta comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Annetta?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Annetta to be higher than in 36% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding36%Tornadoes33%Wildfire10%Cold waves9%Heat waves6%Everything else5%

By hazard

What Annetta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

33% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 93 years in the area

Wildfire

10% of expected damage

Well above average · higher than 96% of U.S. places

Cold waves

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 15 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Annetta flood?

FEMA's records show no paid flood insurance claims in Annetta.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Annetta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Parker County.

Disasters that hit Annetta

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Annetta itself: aid to households, or repair grants to the Town of Annetta.

Brought FEMA money into AnnettaDeclared for Parker County only

2021

Severe Winter Storms

1 household applied for aid

Parker County has had 20 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Annetta is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Annetta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Annetta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.