Natural hazards · Andrews

Andrews, TX natural hazards

Most of the natural-hazard damage FEMA expects in Andrews comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Andrews?

6
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Andrews to be higher than in 6% of U.S. communities, mostly from inland flooding and hail.

Inland flooding38%Hail25%Tornadoes8%Strong wind8%Cold waves7%Heat waves7%Everything else7%
By hazard

What Andrews faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Well below average · higher than 5% of U.S. places
Recorded about once a year in the area

Hail

25% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

8% of expected damage
Above average · higher than 51% of U.S. places

Strong wind

8% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 2 times a year in the area

Cold waves

7% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once every 2 years in the area

Heat waves

7% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Andrews flood?

FEMA's records show no paid flood insurance claims in Andrews.

of all homes
are insured
No community discount. Andrews isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Andrews County.
Disasters that hit Andrews

Federal disasters declared here

None of the disasters declared for Andrews County shows FEMA aid or repair money reaching Andrews itself in FEMA’s records.

Brought FEMA money into AndrewsDeclared for Andrews County only
Andrews County has had 10 natural disasters declared since 1953, most often fires and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Andrews covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Andrews’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Andrews. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Andrews total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01