Natural hazards · Amaya

Amaya, TX natural hazards

Most of the natural-hazard damage FEMA expects in Amaya comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Amaya?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Amaya to be higher than in 25% of U.S. communities, mostly from inland flooding and drought.

Inland flooding56%Drought22%Cold waves7%Heat waves6%Everything else9%

By hazard

What Amaya faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Drought

22% of expected damage

Recorded about 125 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 3 years in the area

Heat waves

6% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Amaya flood?

FEMA's records show no paid flood insurance claims in Amaya.

of all homes
are insured

No community discount. Amaya isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Zavala County.

Disasters that hit Amaya

Federal disasters declared here

None of the disasters declared for Zavala County shows FEMA aid or repair money reaching Amaya itself in FEMA’s records.

Brought FEMA money into AmayaDeclared for Zavala County only

Zavala County has had 15 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Amaya is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Amaya’s own flood-insurance community; household aid to the registrant’s city; repair grants to Amaya. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.