Amarillo, TX natural hazards
Most of the natural-hazard damage FEMA expects in Amarillo comes from tornadoes, and overall the risk is high for a U.S. community. Flood insurance has paid 409 claims here since 1978. 5 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Amarillo?
FEMA expects yearly storm and flood damage to homes and buildings in Amarillo to be higher than in 63% of U.S. communities, mostly from tornadoes and hail.
What Amarillo faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Tornadoes
Hail
Inland flooding
Cold waves
Strong wind
Lower here
Not a risk here
Does Amarillo flood?
Every paid claim on a federal flood insurance policy in Amarillo, from FEMA’s records.
Biggest named events
- Hurricane Gilbert: 115 claims, $2.0M
- Early summer storms: 1 claim, $7K
- Fall severe storms: 1 claim, $5K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (5) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
5 federal disasters brought FEMA money here
Disasters the President declared that paid out in Amarillo itself: aid to households, or repair grants to the City of Amarillo.
Wildfires
Extreme Wildfire Threat
Hurricane Rita
Hurricane Katrina Evacuation
Severe Winter Ice Storm
How to read this page
FEMA’s expected losses across Amarillo total about $85.4M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.