Natural hazards · Alvord
Alvord, TX natural hazards
Most of the natural-hazard damage FEMA expects in Alvord comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsExpected damage
How exposed is Alvord?
Low
vs. U.S. communitiesFEMA expects yearly storm and flood damage to homes and buildings in Alvord to be higher than in 33% of U.S. communities, mostly from inland flooding and tornadoes.
Inland flooding40%Tornadoes17%Heat waves12%Wildfire12%Hail7%Cold waves7%Everything else5%
By hazard
What Alvord faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
40% of expected damage
Below average · higher than 30% of U.S. places
Recorded about 2 times a year in the area
Tornadoes
17% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 14 years in the area
Heat waves
12% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 15 times a year in the area
Wildfire
12% of expected damage
Well above average · higher than 96% of U.S. places
Hail
7% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 10 times a year in the area
Cold waves
7% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area
Lower here
HurricanesIce stormsWinter weatherEarthquakesLandslidesStrong windLightningDrought
Not a risk here
Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims
Does Alvord flood?
FEMA's records show no paid flood insurance claims in Alvord.
of homes in flood zones
are insured
are insured
of all homes
are insured
are insured
No community discount. Alvord isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wise County.
What’s been done with FEMA grants
3storm safe rooms built
Disasters that hit Alvord
2 federal disasters brought FEMA money here
Disasters the President declared that paid out in Alvord itself: aid to households, or repair grants to the Town of Alvord.
Brought FEMA money into AlvordDeclared for Wise County only
2021
Severe Winter Storms
47 households applied for aid $25K