Natural hazards · Alpine

Alpine, TX natural hazards

Most of the natural-hazard damage FEMA expects in Alpine comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Alpine?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Alpine to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding65%Heat waves9%Lightning8%Wildfire8%Everything else10%

By hazard

What Alpine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Heat waves

9% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 7 times a year in the area

Lightning

8% of expected damage

Well above average · higher than 79% of U.S. places

Wildfire

8% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Alpine flood?

Every paid claim on a federal flood insurance policy in Alpine, from FEMA’s records.

8paid claims since 1981

$105Kpaid to owners

0homes flooded more than once

19812026

of all homes
are insured

No community discount. Alpine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brewster County.

Disasters that hit Alpine

Federal disasters declared here

None of the disasters declared for Brewster County shows FEMA aid or repair money reaching Alpine itself in FEMA’s records.

Brought FEMA money into AlpineDeclared for Brewster County only

Brewster County has had 10 natural disasters declared since 1953, most often fires and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Alpine covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Alpine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Alpine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Alpine total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.