Natural hazards · Ackerly

Ackerly, TX natural hazards

Most of the natural-hazard damage FEMA expects in Ackerly comes from drought, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ackerly?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ackerly to be higher than in 41% of U.S. communities, mostly from drought.

Drought58%Inland flooding15%Hail14%Everything else13%

By hazard

What Ackerly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

58% of expected damage

Recorded about 94 times a year in the area

Inland flooding

15% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once a year in the area

Hail

14% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ackerly flood?

FEMA's records show no paid flood insurance claims in Ackerly.

of all homes
are insured

No community discount. Ackerly isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Martin County.

Disasters that hit Ackerly

Federal disasters declared here

None of the disasters declared for Martin County shows FEMA aid or repair money reaching Ackerly itself in FEMA’s records.

Brought FEMA money into AckerlyDeclared for Martin County only

Martin County has had 11 natural disasters declared since 1953, most often fires and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ackerly is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ackerly’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ackerly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.