Natural hazards · Yuma

Yuma, TN natural hazards

Most of the natural-hazard damage FEMA expects in Yuma comes from cold waves, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Yuma?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yuma to be higher than in 63% of U.S. communities, mostly from cold waves and earthquakes.

Cold waves26%Earthquakes25%Tornadoes22%Inland flooding13%Heat waves7%Everything else8%

By hazard

What Yuma faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

26% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

25% of expected damage

Well above average · higher than 86% of U.S. places

Tornadoes

22% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 12 years in the area

Inland flooding

13% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 12 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Yuma flood?

FEMA's records show no paid flood insurance claims in Yuma.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Yuma isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carroll County.

Disasters that hit Yuma

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Yuma itself: aid to households, or repair grants to Yuma.

Brought FEMA money into YumaDeclared for Carroll County only

2026

Severe Winter Storm

1 household applied for aid

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

13 households applied for aid $4K aid approved

2006

Severe Storms and Tornadoes

14 households applied for aid $8K aid approved

2003

Severe Storms, Tornadoes, and Flooding

17 households applied for aid $11K aid approved

2002

Severe Storms and Tornados

1 household applied for aid

Carroll County has had 20 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yuma is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Yuma’s own flood-insurance community; household aid to the registrant’s city; repair grants to Yuma. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.