Housing · Whitwell

Whitwell, TN housing market

The typical Whitwell home is worth about $225,000, up 2.3% in a year, 33% below the Tennessee typical home.

Home values, sales, trends and how Whitwell compares with the towns next door — updated as new data is published.

The market right now

Whitwell at a glance

Typical home value
$225K
▲ 2.3% in a year · Zillow
Ten-year trend

Typical home value, 2016–2026

WhitwellTennessee
$100K$150K$200K$250K$300K$350K 20182020202220242026 Whitwell $225K Tennessee $334K
Show as a table
JanuaryWhitwellTennessee
2017$126,000$174,000
2018$132,000$187,000
2019$138,000$198,000
2020$153,000$215,000
2021$165,000$238,000
2022$190,000$287,000
2023$204,000$313,000
2024$215,000$326,000
2025$224,000$334,000
2026$222,000$333,000
August 2026$225,000$334,000
New construction

4 new homes permitted in 2025

Builders were permitted 4 new homes in Whitwell in 2025, all single-family houses, worth about $1.1 million to build. That's 1.9 per 1,000 residents, slower than across Tennessee (7.8). Over the past 10 years, Whitwell has permitted 26 homes in all.

New homes, 2025
4
1 in 2024
2026 so far
4
Jan–Aug
Per 1,000 residents
1.9
Tennessee: 7.8
Single-family
100%
of 2025’s new homes
Single-familyTwo or more homes per building2026 so far
05101520 2000: 16 homes (14 single-family, 2 in buildings with 2+ homes) 2000 2001: 7 homes 2002: 3 homes 2003: 6 homes 2004: 2 homes 2005: 0 homes 2005 2006: 5 homes 2007: 5 homes 2008: 1 home 2009: 1 home 2010: 4 homes 2010 2011: 4 homes 2012: 3 homes 2013: 7 homes 2014: 8 homes 2015: 1 home 2015 2016: 3 homes 2017: 2 homes 2018: 2 homes 2019: 1 home 2020: 4 homes 2020 2021: 5 homes 2022: 3 homes 2023: 1 home 2024: 1 home 2025: 4 homes 2025 2026 so far: 4 homes

Homes vs. people, 2010–2020

Residents−58
New homes+35

Between the 2010 and 2020 censuses, Whitwell's population fell by 58 even though 35 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Tennessee: 2 new residents per new home.

Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.

Show as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)440$954,000
2025440$1.1 million
2024110$150,000
2023110$112,000
2022330$337,000
2021550$529,000
2020440$423,000
2019110$230,000
2018220$245,000
2017220$245,000
2016330$262,000
2015110$30,000
2014880$866,000
2013770$758,000
2012330$325,000
2011440$433,000
2010440$433,000
2009110$100,000
2008110$53,000
2007550$657,000
2006550$463,000
2005000—
2004220$214,000
2003660$497,000
2002330$203,000
2001770$234,000
200016142$1.2 million

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.

Affordability

3.3 years of income

The typical Whitwell home costs about 3.3 years of the town's median household income, less than across Tennessee (4.8 years).

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
72%
Tennessee: 66.9%
Median tax bill
$847
Tennessee: $1,442
Median rent
$872
Tennessee: $1,189
Typical home built
1975
Tennessee: 1987

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $1,030

HUD's Fair Market Rent for a two-bedroom in Whitwell is $1,030 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Whitwell pay a median of $872, so moving in tends to cost more than staying put. A two-bedroom takes about 18% of the town's median household income.

1 bedroom
$940
a month, with utilities
2 bedrooms
$1,030
a month, with utilities
3 bedrooms
$1,300
a month, with utilities
Share of income
18%
2 bedrooms ÷ median income

Studio $900 · 4 bedrooms $1,400

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (37397; Chattanooga, TN-GA MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

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