Housing · White Bluff

White Bluff, TN housing market

The typical White Bluff home is worth about $344,000, up 0.8% in a year, close to the Tennessee typical home. Homes typically sell in 51 days, close to asking.

Home values, sales, trends and how White Bluff compares with the towns next door — updated as new data is published.

The market right now

White Bluff at a glance

Typical home value
$344K
▲ 0.8% in a year · Zillow
Median sale price
$328K
May 2026 · Redfin
Days on market
51
Tennessee: 61 days
Sale-to-list
99%
Homes sell near asking
Homes sold
8
in May · 23 for sale
Market temperature

A seller's market

Buyer's marketBalancedSeller's market

Supply is tight — about 2.9 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.

Ten-year trend

Typical home value, 2016–2026

White BluffTennessee
$150K$200K$250K$300K$350K 20182020202220242026 White Bluff $344K Tennessee $334K
Show as a table
JanuaryWhite BluffTennessee
2017$170,000$174,000
2018$188,000$187,000
2019$204,000$198,000
2020$225,000$215,000
2021$249,000$238,000
2022$300,000$287,000
2023$323,000$313,000
2024$337,000$326,000
2025$344,000$334,000
2026$345,000$333,000
August 2026$344,000$334,000
New construction

21 new homes permitted in 2025

Builders were permitted 21 new homes in White Bluff in 2025, all single-family houses, worth about $5.2 million to build. That's 5.1 per 1,000 residents, slower than across Tennessee (7.8). Over the past 10 years, White Bluff has permitted 476 homes in all.

New homes, 2025
21
▼ 59% vs 2024
2026 so far
22
Jan–Aug · ▲ 47% vs last year
Per 1,000 residents
5.1
Tennessee: 7.8
Single-family
100%
of 2025’s new homes
Single-familyTwo or more homes per building2026 so far
020406080100 2000: 24 homes (14 single-family, 10 in buildings with 2+ homes) 2000 2001: 23 homes (15 single-family, 8 in buildings with 2+ homes) 2002: 30 homes (18 single-family, 12 in buildings with 2+ homes) 2003: 30 homes (18 single-family, 12 in buildings with 2+ homes) 2004: 28 homes (20 single-family, 8 in buildings with 2+ homes) 2005: 26 homes (22 single-family, 4 in buildings with 2+ homes) 2005 2006: 25 homes (21 single-family, 4 in buildings with 2+ homes) 2007: 19 homes (13 single-family, 6 in buildings with 2+ homes) 2008: 14 homes (8 single-family, 6 in buildings with 2+ homes) 2009: 8 homes (6 single-family, 2 in buildings with 2+ homes) 2010: 14 homes (8 single-family, 6 in buildings with 2+ homes) 2010 2011: 14 homes 2012: 14 homes 2013: 14 homes 2014: 17 homes 2015: 25 homes 2015 2016: 30 homes 2017: 43 homes 2018: 34 homes 2019: 26 homes 2020: 48 homes 2020 2021: 46 homes 2022: 80 homes (54 single-family, 26 in buildings with 2+ homes) 2023: 97 homes (91 single-family, 6 in buildings with 2+ homes) 2024: 51 homes (42 single-family, 9 in buildings with 2+ homes) 2025: 21 homes 2025 2026 so far: 22 homes

Homes vs. people, 2010–2020

Residents+656
New homes+231

Between the 2010 and 2020 censuses, White Bluff gained 656 residents while 231 new homes were permitted: about 2.8 new residents per new home. Building and growth moved roughly in step. Across Tennessee: 2 new residents per new home.

How White Bluff ranks on housing keeping up with growth →

Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.

Show as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)22220$6.8 million
202521210$5.2 million
202451429$13.3 million
202397916$26.5 million
2022805426$17 million
202146460$11 million
202048480$11.3 million
201926260$6.2 million
201834340$8 million
201743430$7.8 million
201630300$6.8 million
201525250$4.1 million
201417170$3.6 million
201314140$2.7 million
201214140$2.2 million
201114140$1 million
20101486$863,000
2009862$643,000
20081486$630,000
200719136$930,000
200625214$1.4 million
200526224$1.4 million
200428208$1.4 million
2003301812$1.4 million
2002301812$1.4 million
200123158$1.1 million
2000241410$1.1 million

How White Bluff ranks on new homes being built →

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.

Affordability

5 years of income

The typical White Bluff home costs about 5 years of the town's median household income, about the same as across Tennessee (4.8).

How White Bluff ranks on affordability →

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
77.4%
Tennessee: 66.9%
Median tax bill
$1,287
Tennessee: $1,442
Median rent
$954
Tennessee: $1,189
Typical home built
1987
Tennessee: 1987

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $1,320

HUD's Fair Market Rent for a two-bedroom in White Bluff is $1,320 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in White Bluff pay a median of $954, so moving in tends to cost more than staying put. A two-bedroom takes about 23% of the town's median household income.

1 bedroom
$1,170
a month, with utilities
2 bedrooms
$1,320
a month, with utilities
3 bedrooms
$1,660
a month, with utilities
Share of income
23%
2 bedrooms ÷ median income

Studio $1,150 · 4 bedrooms $2,020

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (37187; Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

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