Natural hazards · Westpoint

Westpoint, TN natural hazards

Most of the natural-hazard damage FEMA expects in Westpoint comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Westpoint?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westpoint to be higher than in 72% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes24%Cold waves14%Earthquakes7%Everything else8%

By hazard

What Westpoint faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 13 years in the area

Cold waves

14% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Earthquakes

7% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Westpoint flood?

FEMA's records show no paid flood insurance claims in Westpoint.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Westpoint isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lawrence County.

Disasters that hit Westpoint

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Westpoint itself: aid to households, or repair grants to Westpoint.

Brought FEMA money into WestpointDeclared for Lawrence County only

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

11 households applied for aid $16K aid approved

2003

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $375 aid approved

Lawrence County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westpoint is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Westpoint’s own flood-insurance community; household aid to the registrant’s city; repair grants to Westpoint. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.