Natural hazards · Trimble

Trimble, TN natural hazards

Most of the natural-hazard damage FEMA expects in Trimble comes from earthquakes, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Trimble?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trimble to be higher than in 87% of U.S. communities, mostly from earthquakes.

Earthquakes67%Tornadoes10%Cold waves7%Inland flooding6%Everything else10%

By hazard

What Trimble faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

67% of expected damage

Well above average · higher than 98% of U.S. places

Tornadoes

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 22 years in the area

Cold waves

7% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

6% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Trimble flood?

FEMA's records show no paid flood insurance claims in Trimble.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Trimble isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dyer County.

Disasters that hit Trimble

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Trimble itself: aid to households, or repair grants to the Town of Trimble.

Brought FEMA money into TrimbleDeclared for Dyer County only

2011

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid $858 aid approved

2006

Severe Storms and Tornadoes

2 households applied for aid $6K aid approved

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $2K aid approved

Dyer County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trimble is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Trimble’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Trimble. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.