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Natural hazards · Tiptonville

Tiptonville, TN natural hazards

Most of the natural-hazard damage FEMA expects in Tiptonville comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 14 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Tiptonville?

91
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tiptonville to be higher than in 91% of U.S. communities, mostly from earthquakes.

Earthquakes58%Cold waves11%Tornadoes10%Inland flooding8%Heat waves5%Everything else8%
By hazard

What Tiptonville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

58% of expected damage
Well above average · among the top 1% of U.S. places

Cold waves

11% of expected damage
Well below average · higher than 20% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 12 years in the area

Inland flooding

8% of expected damage
Below average · higher than 39% of U.S. places
Recorded about once every 2 years in the area

Heat waves

5% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 16 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Tiptonville flood?

Every paid claim on a federal flood insurance policy in Tiptonville, from FEMA’s records.

14paid claims since 1979
$138Kpaid to owners
1homes flooded more than once
19792026

Biggest named events

  • Mid-spring storms: 6 claims, $87K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Tiptonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Tiptonville

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tiptonville itself: aid to households, or repair grants to the Town of Tiptonville.

Brought FEMA money into TiptonvilleDeclared for Lake County only
2021

Severe Storms, Straight-Line Winds, and Tornadoes

23 households applied for aid $88K aid approved
2019

Severe Storms, Flooding, Landslides, and Mudslides

$90K to the Town of Tiptonville for repairs
2011

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

150 households applied for aid $319K aid approved $84K to the Town of Tiptonville for repairs
2009

Severe Winter Storm and Flooding

$116K to the Town of Tiptonville for repairs
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $1K aid approved $7K to the Town of Tiptonville for repairs
2000

Severe Storms, Tornadoes, and Flooding

$7K to the Town of Tiptonville for repairs
Lake County has had 18 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tiptonville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Tiptonville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Tiptonville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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