Housing · Sparta

Sparta, TN housing market

The typical Sparta home is worth about $285,000, up 5.9% in a year, 15% below the Tennessee typical home.

Home values, sales, trends and how Sparta compares with the towns next door — updated as new data is published.

The market right now

Sparta at a glance

Typical home value
$285K
▲ 5.9% in a year · Zillow
Ten-year trend

Typical home value, 2016–2026

SpartaTennessee
$100K$150K$200K$250K$300K$350K 20182020202220242026 Sparta $285K Tennessee $334K
Show as a table
JanuarySpartaTennessee
2017$138,000$174,000
2018$143,000$187,000
2019$153,000$198,000
2020$173,000$215,000
2021$191,000$238,000
2022$236,000$287,000
2023$243,000$313,000
2024$253,000$326,000
2025$269,000$334,000
2026$279,000$333,000
August 2026$285,000$334,000
New construction

19 new homes permitted in 2025

Builders were permitted 19 new homes in Sparta in 2025, all single-family houses, worth about $2.8 million to build. That's 3.8 per 1,000 residents, slower than across Tennessee (7.8). Over the past 10 years, Sparta has permitted 128 homes in all.

New homes, 2025
19
▼ 17% vs 2024
2026 so far
13
Jan–Aug · Same as last year
Per 1,000 residents
3.8
Tennessee: 7.8
Single-family
100%
of 2025’s new homes
Single-familyTwo or more homes per building2026 so far
0204060 2000: 38 homes (19 single-family, 19 in buildings with 2+ homes) 2000 2001: 11 homes 2002: 4 homes 2003: 5 homes 2004: 8 homes 2005: 14 homes 2005 2006: 10 homes (8 single-family, 2 in buildings with 2+ homes) 2007: 11 homes 2008: 17 homes 2009: 7 homes (5 single-family, 2 in buildings with 2+ homes) 2010: 51 homes (3 single-family, 48 in buildings with 2+ homes) 2010 2011: 5 homes 2012: 5 homes 2013: 6 homes 2014: 6 homes 2015: 1 home 2015 2016: 1 home 2017: 1 home 2018: 12 homes 2019: 21 homes 2020: 9 homes 2020 2021: 9 homes 2022: 9 homes 2023: 24 homes 2024: 23 homes 2025: 19 homes 2025 2026 so far: 13 homes

Homes vs. people, 2010–2020

Residents+73
New homes+109

Between the 2010 and 2020 censuses, Sparta gained 73 residents while 109 new homes were permitted: about 0.7 new residents per new home. Building outpaced population growth, which usually means smaller households or homes used part of the year. Across Tennessee: 2 new residents per new home.

Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.

Show as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)13130$1.9 million
202519190$2.8 million
202423230$3.3 million
202324240$3.5 million
2022990$1.4 million
2021990$1.3 million
2020990$1.5 million
201921210$2.7 million
201812120$1.7 million
2017110$100,000
2016110$100,000
2015110$100,000
2014660$468,000
2013660$468,000
2012550$390,000
2011550$390,000
201051348$4.8 million
2009752$508,000
200817170$1.3 million
200711110$1.1 million
20061082$1.3 million
200514140$1.7 million
2004880$1.2 million
2003550$587,000
2002440$366,000
200111110$815,000
2000381919$1.9 million

Sparta's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.

How Sparta ranks on new homes being built →

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.

Affordability

5.7 years of income

The typical Sparta home costs about 5.7 years of the town's median household income, more than across Tennessee (4.8 years).

How Sparta ranks on affordability →

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
67.5%
Tennessee: 66.9%
Median tax bill
$1,019
Tennessee: $1,442
Median rent
$731
Tennessee: $1,189
Typical home built
1968
Tennessee: 1987

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $1,010

HUD's Fair Market Rent for a two-bedroom in Sparta is $1,010 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Sparta pay a median of $731, so moving in tends to cost more than staying put. A two-bedroom takes about 24% of the town's median household income.

1 bedroom
$770
a month, with utilities
2 bedrooms
$1,010
a month, with utilities
3 bedrooms
$1,270
a month, with utilities
Share of income
24%
2 bedrooms ÷ median income

Studio $760 · 4 bedrooms $1,600

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (38583; Cumberland County, TN), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01