Somerville, TN natural hazards
Most of the natural-hazard damage FEMA expects in Somerville comes from earthquakes, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Somerville?
FEMA expects yearly storm and flood damage to homes and buildings in Somerville to be higher than in 75% of U.S. communities, mostly from earthquakes and tornadoes.
What Somerville faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Earthquakes
Tornadoes
Inland flooding
Cold waves
Lower here
Not a risk here
Does Somerville flood?
FEMA's records show no paid flood insurance claims in Somerville.
are insured
are insured
What’s been done with FEMA grants
6 federal disasters brought FEMA money here
Disasters the President declared that paid out in Somerville itself: aid to households, or repair grants to the Town of Somerville.
Severe Winter Storm
Severe Storms, Flooding, Straight-Line Winds, and Tornadoes
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding
Severe Storms and Tornadoes
Severe Storms, High Winds, and Heavy Rain
How to read this page
FEMA’s expected losses across Somerville total about $3.9M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.