Natural hazards · Sevierville

Sevierville, TN natural hazards

Most of the natural-hazard damage FEMA expects in Sevierville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 10 claims here since 1994. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sevierville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sevierville to be higher than in 59% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding64%Earthquakes21%Tornadoes6%Everything else9%

By hazard

What Sevierville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once a year in the area

Earthquakes

21% of expected damage

Well above average · higher than 82% of U.S. places

Tornadoes

6% of expected damage

Above average · higher than 56% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sevierville flood?

Every paid claim on a federal flood insurance policy in Sevierville, from FEMA’s records.

10paid claims since 1994

$118Kpaid to owners

1homes flooded more than once

19942026

Biggest named events

Heavy rains: 2 claims, $29K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sevierville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sevier County.

Disasters that hit Sevierville

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sevierville itself: aid to households, or repair grants to the City of Sevierville.

Brought FEMA money into SeviervilleDeclared for Sevier County only

2024

Tropical Storm Helene

1 household applied for aid $770 aid approved $55K to the City of Sevierville for repairs

2019

Severe Storms, Flooding, Landslides, and Mudslides

$455K to the City of Sevierville for repairs

2016

Wildfires

152 households applied for aid $226K aid approved

2003

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $41K aid approved

2002

Severe Storms and Flooding

$31K to the City of Sevierville for repairs

Sevier County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sevierville covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Sevierville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Sevierville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sevierville total about $4.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.