Natural hazards · Rockford

Rockford, TN natural hazards

Most of the natural-hazard damage FEMA expects in Rockford comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rockford?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rockford to be higher than in 46% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding52%Earthquakes27%Tornadoes7%Cold waves6%Everything else9%

By hazard

What Rockford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once a year in the area

Earthquakes

27% of expected damage

Well above average · higher than 82% of U.S. places

Tornadoes

7% of expected damage

Above average · higher than 67% of U.S. places

Cold waves

6% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rockford flood?

FEMA's records show no paid flood insurance claims in Rockford.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rockford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Blount County.

Disasters that hit Rockford

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rockford itself: aid to households, or repair grants to the City of Rockford.

Brought FEMA money into RockfordDeclared for Blount County only

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2002

Severe Storms and Flooding

$16K to the City of Rockford for repairs

Blount County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Rockford

Rockford and the towns around it

Very lowLowModerateHighVery high

Rockfordmostly inland floodingModerate

Alcoamostly inland floodingLow

Knoxvillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rockford covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rockford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rockford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rockford total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.