Natural hazards · Puryear

Puryear, TN natural hazards

Most of the natural-hazard damage FEMA expects in Puryear comes from cold waves, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Puryear?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Puryear to be higher than in 71% of U.S. communities, mostly from cold waves and earthquakes.

Cold waves47%Earthquakes29%Tornadoes8%Inland flooding7%Everything else8%

By hazard

What Puryear faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

47% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

29% of expected damage

Well above average · higher than 91% of U.S. places

Tornadoes

8% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 12 years in the area

Inland flooding

7% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Puryear flood?

FEMA's records show no paid flood insurance claims in Puryear.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Puryear isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Puryear

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Puryear itself: aid to households, or repair grants to the City of Puryear.

Brought FEMA money into PuryearDeclared for Henry County only

2021

Severe Storms, Straight-Line Winds, and Tornadoes

13 households applied for aid $6K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

5 households applied for aid

2009

Severe Winter Storm and Flooding

$30K to the City of Puryear for repairs

2003

Severe Storms, Tornadoes, and Flooding

4 households applied for aid

Henry County has had 17 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Puryear is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Puryear’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Puryear. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.