Natural hazards · Pulaski

Pulaski, TN natural hazards

Most of the natural-hazard damage FEMA expects in Pulaski comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 1999. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pulaski?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pulaski to be higher than in 40% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes22%Cold waves14%Strong wind7%Earthquakes6%Everything else5%

By hazard

What Pulaski faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 28 years in the area

Cold waves

14% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 7 times a year in the area

Earthquakes

6% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pulaski flood?

Every paid claim on a federal flood insurance policy in Pulaski, from FEMA’s records.

9paid claims since 1999

$257Kpaid to owners

1homes flooded more than once

19992026

Biggest named events

Heavy rains: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pulaski isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Giles County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Pulaski

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pulaski itself: aid to households, or repair grants to the City of Pulaski.

Brought FEMA money into PulaskiDeclared for Giles County only

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

19 households applied for aid $12K aid approved

2003

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $13K aid approved $35K to the City of Pulaski for repairs

Giles County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pulaski is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pulaski’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Pulaski. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.