Natural hazards · Pleasant Hill

Pleasant Hill, TN natural hazards

Most of the natural-hazard damage FEMA expects in Pleasant Hill comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pleasant Hill?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pleasant Hill to be higher than in 34% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding30%Cold waves24%Tornadoes23%Earthquakes6%Strong wind5%Everything else12%

By hazard

What Pleasant Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Cold waves

24% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 25 years in the area

Earthquakes

6% of expected damage

Above average · higher than 73% of U.S. places

Strong wind

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingHeat wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pleasant Hill flood?

FEMA's records show no paid flood insurance claims in Pleasant Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pleasant Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Pleasant Hill

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pleasant Hill itself: aid to households, or repair grants to the Town of Pleasant Hill.

Brought FEMA money into Pleasant HillDeclared for Cumberland County only

2015

Severe Winter Storm and Flooding

$40K to the Town of Pleasant Hill for repairs

2003

Severe Storms, Tornadoes, and Flooding

$5K to the Town of Pleasant Hill for repairs

Cumberland County has had 23 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pleasant Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pleasant Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pleasant Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.