Natural hazards · Piperton

Piperton, TN natural hazards

Most of the natural-hazard damage FEMA expects in Piperton comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1997. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Piperton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Piperton to be higher than in 66% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes41%Inland flooding28%Tornadoes17%Cold waves6%Everything else9%

By hazard

What Piperton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

41% of expected damage

Well above average · higher than 88% of U.S. places

Inland flooding

28% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 36 years in the area

Cold waves

6% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Piperton flood?

Every paid claim on a federal flood insurance policy in Piperton, from FEMA’s records.

5paid claims since 1997

$45Kpaid to owners

0homes flooded more than once

19972026

Biggest named events

Mid-spring storms: 2 claims, $24K
Late spring storms: 1 claim, $12K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Piperton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fayette County.

Disasters that hit Piperton

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Piperton itself: aid to households, or repair grants to the City of Piperton.

Brought FEMA money into PipertonDeclared for Fayette County only

2026

Severe Winter Storm

3 households applied for aid $7K aid approved

2023

Severe Storms and Straight-Line Winds

$48K to the City of Piperton for repairs

2022

Severe Winter Storm

$8K to the City of Piperton for repairs

2017

Severe Storms, Straight-Line Winds, and Flooding

$4K to the City of Piperton for repairs

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

$2K to the City of Piperton for repairs

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

$7K to the City of Piperton for repairs

2003

Severe Storms, High Winds, and Heavy Rain

1 household applied for aid $12K to the City of Piperton for repairs

Fayette County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

Around Piperton

Piperton and the towns around it

Very lowLowModerateHighVery high

Pipertonmostly earthquakesHigh

Rossvillemostly earthquakesHigh

Colliervillemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Piperton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Piperton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Piperton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Piperton total about $3.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.