Natural hazards · Pinson

Pinson, TN natural hazards

Most of the natural-hazard damage FEMA expects in Pinson comes from earthquakes, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pinson?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pinson to be higher than in 64% of U.S. communities, mostly from earthquakes and tornadoes.

Earthquakes29%Tornadoes21%Inland flooding20%Cold waves19%Everything else10%

By hazard

What Pinson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

29% of expected damage

Well above average · higher than 86% of U.S. places

Tornadoes

21% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 22 years in the area

Inland flooding

20% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Cold waves

19% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pinson flood?

FEMA's records show no paid flood insurance claims in Pinson.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pinson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

Disasters that hit Pinson

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pinson itself: aid to households, or repair grants to Pinson.

Brought FEMA money into PinsonDeclared for Madison County only

2026

Severe Winter Storm

31 households applied for aid $77K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

1 household applied for aid $435 aid approved

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

13 households applied for aid $8K aid approved

2008

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid

2003

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $6K aid approved

2002

Severe Storms and Tornados

1 household applied for aid

Madison County has had 20 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pinson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pinson’s own flood-insurance community; household aid to the registrant’s city; repair grants to Pinson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.