Natural hazards · Pine Crest

Pine Crest, TN natural hazards

Most of the natural-hazard damage FEMA expects in Pine Crest comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pine Crest?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pine Crest to be higher than in 16% of U.S. communities, mostly from inland flooding.

Inland flooding54%Strong wind14%Tornadoes9%Earthquakes8%Cold waves8%Everything else7%

By hazard

What Pine Crest faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Strong wind

14% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 50% of U.S. places

Earthquakes

8% of expected damage

Above average · higher than 66% of U.S. places

Cold waves

8% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pine Crest flood?

FEMA's records show no paid flood insurance claims in Pine Crest.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pine Crest isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carter County.

Disasters that hit Pine Crest

Federal disasters declared here

None of the disasters declared for Carter County shows FEMA aid or repair money reaching Pine Crest itself in FEMA’s records.

Brought FEMA money into Pine CrestDeclared for Carter County only

Carter County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Pine Crest

Pine Crest and the towns around it

Very lowLowModerateHighVery high

Elizabethtonmostly inland floodingModerate

Pine Crestmostly inland floodingVery low

Johnson Citymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pine Crest is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pine Crest’s own flood-insurance community; household aid to the registrant’s city; repair grants to Pine Crest. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.