Natural hazards · Oneida

Oneida, TN natural hazards

Most of the natural-hazard damage FEMA expects in Oneida comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oneida?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oneida to be higher than in 14% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding32%Cold waves25%Tornadoes16%Strong wind7%Earthquakes7%Everything else13%

By hazard

What Oneida faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about once a year in the area

Cold waves

25% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 78% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 68% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oneida flood?

FEMA's records show no paid flood insurance claims in Oneida.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oneida isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scott County.

Disasters that hit Oneida

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oneida itself: aid to households, or repair grants to the Town of Oneida.

Brought FEMA money into OneidaDeclared for Scott County only

2021

Severe Storms, Tornadoes, and Flooding

$153K to the Town of Oneida for repairs

2002

Severe Storms and Tornados

1 household applied for aid

1998

Severe Winter Storm

$4K to the Town of Oneida for repairs

Scott County has had 23 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oneida is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oneida’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Oneida. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.