Natural hazards · Newbern

Newbern, TN natural hazards

Most of the natural-hazard damage FEMA expects in Newbern comes from earthquakes, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Newbern?

87
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Newbern to be higher than in 87% of U.S. communities, mostly from earthquakes.

Earthquakes67%Tornadoes10%Cold waves7%Inland flooding6%Everything else10%
By hazard

What Newbern faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

67% of expected damage
Well above average · higher than 98% of U.S. places

Tornadoes

10% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 22 years in the area

Cold waves

7% of expected damage
Below average · higher than 44% of U.S. places
Recorded about 3 times a year in the area

Inland flooding

6% of expected damage
Well below average · higher than 10% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Newbern flood?

FEMA's records show no paid flood insurance claims in Newbern.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Newbern isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dyer County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Newbern

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Newbern itself: aid to households, or repair grants to the Town of Newbern.

Brought FEMA money into NewbernDeclared for Dyer County only
2026

Severe Winter Storm

8 households applied for aid $1K aid approved
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid $13K aid approved
2011

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

4 households applied for aid $16K aid approved
2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

7 households applied for aid $440 aid approved
2006

Severe Storms and Tornadoes

125 households applied for aid $100K aid approved $523K to the Town of Newbern for repairs
2003

Severe Storms, Tornadoes, and Flooding

45 households applied for aid $55K aid approved $4K to the Town of Newbern for repairs
Dyer County has had 19 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Newbern is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Newbern’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Newbern. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01