Natural hazards · New Union

New Union, TN natural hazards

Most of the natural-hazard damage FEMA expects in New Union comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Union?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Union to be higher than in 51% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding36%Tornadoes23%Cold waves18%Earthquakes11%Everything else13%

By hazard

What New Union faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 46 years in the area

Cold waves

18% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Earthquakes

11% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Union flood?

FEMA's records show no paid flood insurance claims in New Union.

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Union isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coffee County.

Disasters that hit New Union

Federal disasters declared here

None of the disasters declared for Coffee County shows FEMA aid or repair money reaching New Union itself in FEMA’s records.

Brought FEMA money into New UnionDeclared for Coffee County only

Coffee County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Union is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to New Union’s own flood-insurance community; household aid to the registrant’s city; repair grants to New Union. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.