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Natural hazards · Mount Pleasant

Mount Pleasant, TN natural hazards

Most of the natural-hazard damage FEMA expects in Mount Pleasant comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 1984. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mount Pleasant?

62
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Pleasant to be higher than in 62% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes25%Cold waves14%Earthquakes11%Strong wind6%Everything else4%
By hazard

What Mount Pleasant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

25% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 27 years in the area

Cold waves

14% of expected damage
Below average · higher than 45% of U.S. places
Recorded about once a year in the area

Earthquakes

11% of expected damage
Well above average · higher than 80% of U.S. places

Strong wind

6% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mount Pleasant flood?

Every paid claim on a federal flood insurance policy in Mount Pleasant, from FEMA’s records.

13paid claims since 1984
$274Kpaid to owners
2homes flooded more than once
19842026

Biggest named events

  • Late spring storms: 4 claims, $153K
  • Heavy rains: 2 claims, $28K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Mount Pleasant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Maury County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared
Disasters that hit Mount Pleasant

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Pleasant itself: aid to households, or repair grants to the City of Mount Pleasant.

Brought FEMA money into Mount PleasantDeclared for Maury County only
2026

Severe Winter Storm

13 households applied for aid $8K aid approved $35K to the City of Mount Pleasant for repairs
2022

Severe Winter Storm

$4K to the City of Mount Pleasant for repairs
2021

Severe Storms, Tornadoes, and Flooding

$195K to the City of Mount Pleasant for repairs
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$11K to the City of Mount Pleasant for repairs
2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

135 households applied for aid $573K aid approved $113K to the City of Mount Pleasant for repairs
2006

Severe Storms and Tornadoes

1 household applied for aid
2003

Severe Storms, Tornadoes, and Flooding

36 households applied for aid $224K aid approved $7K to the City of Mount Pleasant for repairs
Maury County has had 18 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Pleasant covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Mount Pleasant’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mount Pleasant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mount Pleasant total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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