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Natural hazards · Mount Juliet

Mount Juliet, TN natural hazards

Most of the natural-hazard damage FEMA expects in Mount Juliet comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 96 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mount Juliet?

37
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Juliet to be higher than in 37% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves19%Tornadoes16%Earthquakes12%Everything else12%
By hazard

What Mount Juliet faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 3 times a year in the area

Cold waves

19% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once a year in the area

Tornadoes

16% of expected damage
Well above average · higher than 84% of U.S. places

Earthquakes

12% of expected damage
Well above average · higher than 78% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mount Juliet flood?

Every paid claim on a federal flood insurance policy in Mount Juliet, from FEMA’s records.

96paid claims since 1978
$3.6Mpaid to owners
16homes flooded more than once
19782026

Biggest named events

  • Late spring storms: 18 claims, $1.1M
  • Heavy rains: 1 claim, $488
  • Mid-spring storms: 1 claim, $491

Homes that flooded again and again

■ FEMA “severe repetitive loss” (6) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Mount Juliet isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wilson County.
Disasters that hit Mount Juliet

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Juliet itself: aid to households, or repair grants to the City of Mount Juliet.

Brought FEMA money into Mount JulietDeclared for Wilson County only
2026

Severe Winter Storm

61 households applied for aid $42K aid approved $257K to the City of Mount Juliet for repairs
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

8 households applied for aid $24K aid approved
2021

Severe Storms, Straight-Line Winds, and Tornadoes

53 households applied for aid $12K aid approved
2021

Severe Storms, Tornadoes, and Flooding

52 households applied for aid $107K aid approved $55K to the City of Mount Juliet for repairs
2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

400 households applied for aid $156K aid approved $1.7M to the City of Mount Juliet for repairs
2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

434 households applied for aid $1.0M aid approved $63K to the City of Mount Juliet for repairs
2003

Severe Storms, Tornadoes, and Flooding

10 households applied for aid $4K aid approved
Wilson County has had 13 natural disasters declared since 1953, most often severe storms and tornadoes.
Around Mount Juliet

Mount Juliet and the towns around it

Green Hill: Moderate, mostly inland floodingLebanon: Moderate, mostly inland floodingNashville-Davidson metropolitan government: no dataGladeville: Moderate, mostly inland floodingLa Vergne: Low, mostly inland floodingMillersville: High, mostly inland floodingHendersonville: High, mostly inland floodingGoodlettsville: High, mostly inland floodingRural Hill: Moderate, mostly inland floodingBrentwood: Low, mostly inland floodingAshland City: Moderate, mostly inland floodingCoopertown: Moderate, mostly inland floodingPegram: High, mostly inland floodingRidgetop: Low, mostly inland floodingMount Juliet: Low, mostly inland flooding Mount JulietGreen HillLebanonNashville-Davidson metropolitan government
Very lowLowModerateHighVery high
Green Hillmostly inland floodingModerate
Lebanonmostly inland floodingModerate
Mount Julietmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Juliet covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Mount Juliet’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mount Juliet. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mount Juliet total about $10.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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