Natural hazards · Morrison

Morrison, TN natural hazards

Most of the natural-hazard damage FEMA expects in Morrison comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Morrison?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morrison to be higher than in 34% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding28%Tornadoes23%Cold waves18%Drought12%Earthquakes9%Strong wind5%Everything else6%

By hazard

What Morrison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

28% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 13 years in the area

Cold waves

18% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Drought

12% of expected damage

Recorded about 20 times a year in the area

Earthquakes

9% of expected damage

Well above average · higher than 78% of U.S. places

Strong wind

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Morrison flood?

FEMA's records show no paid flood insurance claims in Morrison.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Morrison isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warren County.

Disasters that hit Morrison

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Morrison itself: aid to households, or repair grants to the Town of Morrison.

Brought FEMA money into MorrisonDeclared for Warren County only

2006

Severe Storms and Tornadoes

11 households applied for aid $190 aid approved

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2002

Severe Storms and Tornados

1 household applied for aid

Warren County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morrison is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Morrison’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Morrison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.