Natural hazards · Minor Hill

Minor Hill, TN natural hazards

Most of the natural-hazard damage FEMA expects in Minor Hill comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Minor Hill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Minor Hill to be higher than in 77% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes24%Cold waves16%Strong wind7%Everything else8%

By hazard

What Minor Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 13 years in the area

Cold waves

16% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Minor Hill flood?

FEMA's records show no paid flood insurance claims in Minor Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Minor Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Giles County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit Minor Hill

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Minor Hill itself: aid to households, or repair grants to the City of Minor Hill.

Brought FEMA money into Minor HillDeclared for Giles County only

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

1 household applied for aid

Giles County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Minor Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Minor Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Minor Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.