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Natural hazards · Millington

Millington, TN natural hazards

Most of the natural-hazard damage FEMA expects in Millington comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 71 claims here since 1980. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Millington?

80
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Millington to be higher than in 80% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes47%Inland flooding27%Tornadoes11%Cold waves8%Heat waves6%
By hazard

What Millington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

47% of expected damage
Well above average · higher than 91% of U.S. places

Inland flooding

27% of expected damage
Above average · higher than 64% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

11% of expected damage
Well above average · higher than 97% of U.S. places

Cold waves

8% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 2 times a year in the area

Heat waves

6% of expected damage
Above average · higher than 51% of U.S. places
Recorded about 22 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Millington flood?

Every paid claim on a federal flood insurance policy in Millington, from FEMA’s records.

71paid claims since 1980
$3.4Mpaid to owners
1homes flooded more than once
19802026

Biggest named events

  • Late spring storms: 24 claims, $2.8M

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Millington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Shelby County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared
1storm safe rooms built
Disasters that hit Millington

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Millington itself: aid to households, or repair grants to the City of Millington.

Brought FEMA money into MillingtonDeclared for Shelby County only
2026

Severe Winter Storm

492 households applied for aid $658K aid approved $20K to the City of Millington for repairs
2023

Severe Storms and Straight-Line Winds

$1.8M to the City of Millington for repairs
2022

Severe Winter Storm

$65K to the City of Millington for repairs
2021

Severe Winter Storms

$30K to the City of Millington for repairs
2014

Severe Winter Storm

$186K to the City of Millington for repairs
2011

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

53 households applied for aid $54K aid approved
2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

1,609 households applied for aid $8.6M aid approved $566K to the City of Millington for repairs
2009

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$36K to the City of Millington for repairs
2008

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

8 households applied for aid
2003

Severe Storms, High Winds, and Heavy Rain

28 households applied for aid $19K aid approved $7K to the City of Millington for repairs
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
Shelby County has had 22 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Millington covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Millington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Millington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Millington total about $10.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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