Natural hazards · Michie

Michie, TN natural hazards

Most of the natural-hazard damage FEMA expects in Michie comes from cold waves, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Michie?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Michie to be higher than in 53% of U.S. communities, mostly from cold waves and earthquakes.

Cold waves25%Earthquakes23%Inland flooding23%Tornadoes13%Strong wind6%Heat waves6%Everything else4%

By hazard

What Michie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

25% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

23% of expected damage

Well above average · higher than 84% of U.S. places

Inland flooding

23% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 18 years in the area

Strong wind

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Heat waves

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 15 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Michie flood?

FEMA's records show no paid flood insurance claims in Michie.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Michie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McNairy County.

Disasters that hit Michie

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Michie itself: aid to households, or repair grants to the Town of Michie.

Brought FEMA money into MichieDeclared for McNairy County only

2026

Severe Winter Storm

97 households applied for aid $209K aid approved $211K to the Town of Michie for repairs

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid $300 aid approved

2023

Severe Storms, Straight-Line Winds, and Tornadoes

2 households applied for aid

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

14 households applied for aid $30K aid approved $23K to the Town of Michie for repairs

2002

Severe Storms and Flooding

$2K to the Town of Michie for repairs

McNairy County has had 17 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Michie is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Michie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Michie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.