Natural hazards · Medina

Medina, TN natural hazards

Most of the natural-hazard damage FEMA expects in Medina comes from earthquakes, and overall the risk is high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Medina?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Medina to be higher than in 76% of U.S. communities, mostly from earthquakes and tornadoes.

Earthquakes40%Tornadoes18%Inland flooding18%Cold waves12%Everything else12%

By hazard

What Medina faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

40% of expected damage

Well above average · higher than 89% of U.S. places

Tornadoes

18% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 57 years in the area

Inland flooding

18% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Cold waves

12% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Medina flood?

FEMA's records show no paid flood insurance claims in Medina.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Medina isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gibson County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Medina

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Medina itself: aid to households, or repair grants to the City of Medina.

Brought FEMA money into MedinaDeclared for Gibson County only

2026

Severe Winter Storm

3 households applied for aid $300 aid approved

2021

Severe Storms, Straight-Line Winds, and Tornadoes

3 households applied for aid

2019

Severe Storms, Flooding, Landslides, and Mudslides

$21K to the City of Medina for repairs

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

1 household applied for aid $2K aid approved $4K to the City of Medina for repairs

2011

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $1K aid approved $6K to the City of Medina for repairs

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

14 households applied for aid $16K aid approved $79K to the City of Medina for repairs

2003

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $27K aid approved

2002

Severe Storms and Tornados

10 households applied for aid $278 aid approved $20K to the City of Medina for repairs

Gibson County has had 23 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Medina is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Medina’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Medina. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.