Natural hazards · McEwen

McEwen, TN natural hazards

Most of the natural-hazard damage FEMA expects in McEwen comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2021. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McEwen?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McEwen to be higher than in 67% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding30%Tornadoes22%Earthquakes18%Cold waves14%Strong wind10%Everything else6%

By hazard

What McEwen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 11 years in the area

Earthquakes

18% of expected damage

Well above average · higher than 83% of U.S. places

Cold waves

14% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once a year in the area

Strong wind

10% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McEwen flood?

Every paid claim on a federal flood insurance policy in McEwen, from FEMA’s records.

2paid claims since 2021

$85Kpaid to owners

0homes flooded more than once

20212026

Biggest named events

Tennessee Flooding: 2 claims, $85K

of homes in flood zones
are insured

of all homes
are insured

No community discount. McEwen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Humphreys County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit McEwen

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in McEwen itself: aid to households, or repair grants to the City of McEwen.

Brought FEMA money into McEwenDeclared for Humphreys County only

2021

Severe Storm and Flooding

6 households applied for aid $1K aid approved

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

8 households applied for aid $17K aid approved

1999

Severe Storms, Tornadoes and High Winds

$2K to the City of McEwen for repairs

Humphreys County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McEwen is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to McEwen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of McEwen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.