TownTapestry
Sign inJoin
MasonGood night
Natural hazards · Mason

Mason, TN natural hazards

Most of the natural-hazard damage FEMA expects in Mason comes from earthquakes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2010. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mason?

56
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mason to be higher than in 56% of U.S. communities, mostly from earthquakes and tornadoes.

Earthquakes34%Tornadoes22%Inland flooding17%Cold waves12%Heat waves8%Everything else8%
By hazard

What Mason faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

34% of expected damage
Well above average · higher than 87% of U.S. places

Tornadoes

22% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 29 years in the area

Inland flooding

17% of expected damage
Below average · higher than 30% of U.S. places
Recorded about 2 times a year in the area

Cold waves

12% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 2 times a year in the area

Heat waves

8% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 19 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mason flood?

Every paid claim on a federal flood insurance policy in Mason, from FEMA’s records.

2paid claims since 2010
$143Kpaid to owners
0homes flooded more than once
20102026

Biggest named events

  • Late spring storms: 1 claim, $68K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Mason isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Tipton County.
Disasters that hit Mason

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mason itself: aid to households, or repair grants to the Town of Mason.

Brought FEMA money into MasonDeclared for Tipton County only
2026

Severe Winter Storm

29 households applied for aid $56K aid approved
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$244K to the Town of Mason for repairs
2023

Severe Storms, Straight-Line Winds, and Tornadoes

10 households applied for aid $15K aid approved
2011

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $4K aid approved
2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

195 households applied for aid $350K aid approved $102K to the Town of Mason for repairs
2008

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid $275 aid approved
Tipton County has had 20 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mason is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Mason’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mason. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Mason, TNView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Mason is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map