Natural hazards · Lyles

Lyles, TN natural hazards

Most of the natural-hazard damage FEMA expects in Lyles comes from tornadoes, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lyles?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lyles to be higher than in 33% of U.S. communities, mostly from tornadoes and earthquakes.

Tornadoes34%Earthquakes27%Inland flooding21%Cold waves10%Everything else9%

By hazard

What Lyles faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

34% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 71 years in the area

Earthquakes

27% of expected damage

Well above average · higher than 82% of U.S. places

Inland flooding

21% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about once a year in the area

Cold waves

10% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lyles flood?

FEMA's records show no paid flood insurance claims in Lyles.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lyles isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hickman County.

Disasters that hit Lyles

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lyles itself: aid to households, or repair grants to Lyles.

Brought FEMA money into LylesDeclared for Hickman County only

2026

Severe Winter Storm

43 households applied for aid $57K aid approved

2021

Severe Storm and Flooding

45 households applied for aid $31K aid approved

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

198 households applied for aid $433K aid approved

2008

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

5 households applied for aid

2003

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $4K aid approved

Hickman County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lyles is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lyles’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lyles. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.