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Natural hazards · Linden

Linden, TN natural hazards

Most of the natural-hazard damage FEMA expects in Linden comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 9 claims here since 1991. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Linden?

81
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Linden to be higher than in 81% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes18%Earthquakes12%Cold waves12%Everything else7%
By hazard

What Linden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once a year in the area

Tornadoes

18% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 18 years in the area

Earthquakes

12% of expected damage
Well above average · higher than 82% of U.S. places

Cold waves

12% of expected damage
Below average · higher than 42% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Linden flood?

Every paid claim on a federal flood insurance policy in Linden, from FEMA’s records.

9paid claims since 1991
$515Kpaid to owners
0homes flooded more than once
19912026

Biggest named events

  • Late spring storms: 8 claims, $515K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Linden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Perry County.
Disasters that hit Linden

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Linden itself: aid to households, or repair grants to the Town of Linden.

Brought FEMA money into LindenDeclared for Perry County only
2026

Severe Winter Storm

63 households applied for aid $287K aid approved $101K to the Town of Linden for repairs
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$63K to the Town of Linden for repairs
2022

Severe Winter Storm

$52K to the Town of Linden for repairs
2019

Severe Storm and Straight-Line Winds

$11K to the Town of Linden for repairs
2019

Severe Storms, Flooding, Landslides, and Mudslides

$56K to the Town of Linden for repairs
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$26K to the Town of Linden for repairs
2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

446 households applied for aid $1.7M aid approved $91K to the Town of Linden for repairs
2008

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

20 households applied for aid $36K aid approved
2003

Severe Storms, Tornadoes, and Flooding

11 households applied for aid $18K aid approved
1999

Severe Storms, Tornadoes and Flooding

$30K to the Town of Linden for repairs
Perry County has had 20 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Linden is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Linden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Linden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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