Natural hazards · Lavinia

Lavinia, TN natural hazards

Most of the natural-hazard damage FEMA expects in Lavinia comes from cold waves, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lavinia?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lavinia to be higher than in 62% of U.S. communities, mostly from cold waves and earthquakes.

Cold waves27%Earthquakes25%Tornadoes23%Inland flooding12%Heat waves7%Everything else7%

By hazard

What Lavinia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

27% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

25% of expected damage

Well above average · higher than 86% of U.S. places

Tornadoes

23% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 15 years in the area

Inland flooding

12% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 12 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lavinia flood?

FEMA's records show no paid flood insurance claims in Lavinia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lavinia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carroll County.

Disasters that hit Lavinia

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lavinia itself: aid to households, or repair grants to Lavinia.

Brought FEMA money into LaviniaDeclared for Carroll County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

6 households applied for aid $818 aid approved

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

12 households applied for aid $91K aid approved

2002

Severe Storms and Tornados

14 households applied for aid $14K aid approved

Carroll County has had 20 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lavinia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lavinia’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lavinia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.