Natural hazards · Lakesite

Lakesite, TN natural hazards

Most of the natural-hazard damage FEMA expects in Lakesite comes from tornadoes, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lakesite?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lakesite to be higher than in 19% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes38%Inland flooding36%Cold waves7%Earthquakes6%Strong wind6%Everything else7%

By hazard

What Lakesite faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

38% of expected damage

Well above average · higher than 86% of U.S. places

Inland flooding

36% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

6% of expected damage

Above average · higher than 71% of U.S. places

Strong wind

6% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lakesite flood?

FEMA's records show no paid flood insurance claims in Lakesite.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lakesite isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

Disasters that hit Lakesite

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lakesite itself: aid to households, or repair grants to the City of Lakesite.

Brought FEMA money into LakesiteDeclared for Hamilton County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

1 household applied for aid

Hamilton County has had 22 natural disasters declared since 1953, most often severe storms and floods.

Around Lakesite

Lakesite and the towns around it

Very lowLowModerateHighVery high

Middle Valleymostly inland floodingHigh

Lakesitemostly tornadoesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lakesite is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lakesite’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lakesite. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.