Natural hazards · La Grange

La Grange, TN natural hazards

Most of the natural-hazard damage FEMA expects in La Grange comes from earthquakes, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Grange?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Grange to be higher than in 67% of U.S. communities, mostly from earthquakes and tornadoes.

Earthquakes43%Tornadoes19%Inland flooding19%Cold waves8%Heat waves5%Everything else6%

By hazard

What La Grange faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

43% of expected damage

Well above average · higher than 89% of U.S. places

Tornadoes

19% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 9 years in the area

Inland flooding

19% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Heat waves

5% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Grange flood?

FEMA's records show no paid flood insurance claims in La Grange.

of homes in flood zones
are insured

of all homes
are insured

No community discount. La Grange isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fayette County.

Disasters that hit La Grange

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in La Grange itself: aid to households, or repair grants to the Town of La Grange.

Brought FEMA money into La GrangeDeclared for Fayette County only

2026

Severe Winter Storm

1 household applied for aid $12K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

$9K to the Town of La Grange for repairs

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

1 household applied for aid

2003

Severe Storms, High Winds, and Heavy Rain

2 households applied for aid $499 aid approved $16K to the Town of La Grange for repairs

Fayette County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Grange is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to La Grange’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of La Grange. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.