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Natural hazards · Kingston

Kingston, TN natural hazards

Most of the natural-hazard damage FEMA expects in Kingston comes from inland flooding, and overall the risk is high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kingston?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kingston to be higher than in 67% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves20%Earthquakes18%Tornadoes9%Everything else8%
By hazard

What Kingston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once a year in the area

Cold waves

20% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once every 2 years in the area

Earthquakes

18% of expected damage
Well above average · higher than 82% of U.S. places

Tornadoes

9% of expected damage
Well above average · higher than 79% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kingston flood?

FEMA's records show no paid flood insurance claims in Kingston.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Kingston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Roane County.
Disasters that hit Kingston

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kingston itself: aid to households, or repair grants to the City of Kingston.

Brought FEMA money into KingstonDeclared for Roane County only
2026

Severe Winter Storm

$4K to the City of Kingston for repairs
2019

Severe Storms, Flooding, Landslides, and Mudslides

$122K to the City of Kingston for repairs
2017

Severe Storms, Straight-Line Winds, and Flooding

$71K to the City of Kingston for repairs
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$115K to the City of Kingston for repairs
2004

Severe Storms and Flooding

$5K to the City of Kingston for repairs
2003

Severe Storms, Tornadoes, and Flooding

11 households applied for aid $23K aid approved $2K to the City of Kingston for repairs
2003

Severe Storms and Flooding

$14K to the City of Kingston for repairs
2002

Severe Storms and Tornados

1 household applied for aid
Roane County has had 21 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kingston covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Kingston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kingston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kingston total about $3.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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