Natural hazards · Kimball

Kimball, TN natural hazards

Most of the natural-hazard damage FEMA expects in Kimball comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 2003. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kimball?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kimball to be higher than in 61% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes23%Cold waves15%Strong wind8%Earthquakes7%Everything else4%

By hazard

What Kimball faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 43 years in the area

Cold waves

15% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Strong wind

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

7% of expected damage

Well above average · higher than 78% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kimball flood?

Every paid claim on a federal flood insurance policy in Kimball, from FEMA’s records.

8paid claims since 2003

$118Kpaid to owners

0homes flooded more than once

20032026

Biggest named events

Heavy rains: 6 claims, $70K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kimball isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marion County.

Disasters that hit Kimball

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kimball itself: aid to households, or repair grants to the Town of Kimball.

Brought FEMA money into KimballDeclared for Marion County only

2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$44K to the Town of Kimball for repairs

2003

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $11K aid approved

Marion County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kimball is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kimball’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Kimball. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.