Natural hazards · Jasper

Jasper, TN natural hazards

Most of the natural-hazard damage FEMA expects in Jasper comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 26 claims here since 1980. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Jasper?

69
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jasper to be higher than in 69% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes19%Cold waves13%Strong wind6%Everything else8%
By hazard

What Jasper faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once every 69 years in the area

Cold waves

13% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once a year in the area

Strong wind

6% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Jasper flood?

Every paid claim on a federal flood insurance policy in Jasper, from FEMA’s records.

26paid claims since 1980
$259Kpaid to owners
3homes flooded more than once
19802026

Biggest named events

  • Heavy rains: 7 claims, $146K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Jasper isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marion County.
Disasters that hit Jasper

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jasper itself: aid to households, or repair grants to the Town of Jasper.

Brought FEMA money into JasperDeclared for Marion County only
2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$78K to the Town of Jasper for repairs
2019

Severe Storms, Flooding, Landslides, and Mudslides

$3K to the Town of Jasper for repairs
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$17K to the Town of Jasper for repairs
2011

Severe Storms, Straight-Line Winds, Tornadoes, and

$5K to the Town of Jasper for repairs
2003

Severe Storms, Tornadoes, and Flooding

56 households applied for aid $217K aid approved $34K to the Town of Jasper for repairs
2003

Severe Storms and Flooding

$9K to the Town of Jasper for repairs
Marion County has had 21 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jasper covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Jasper’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Jasper. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jasper total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01