Natural hazards · Jamestown

Jamestown, TN natural hazards

Most of the natural-hazard damage FEMA expects in Jamestown comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jamestown?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jamestown to be higher than in 16% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding25%Cold waves23%Lightning19%Tornadoes14%Strong wind7%Earthquakes7%Everything else7%

By hazard

What Jamestown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

25% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about once a year in the area

Cold waves

23% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Lightning

19% of expected damage

Well above average · among the top 1% of U.S. places

Tornadoes

14% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 61 years in the area

Strong wind

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 70% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jamestown flood?

FEMA's records show no paid flood insurance claims in Jamestown.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jamestown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fentress County.

Disasters that hit Jamestown

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jamestown itself: aid to households, or repair grants to the City of Jamestown.

Brought FEMA money into JamestownDeclared for Fentress County only

2021

Severe Winter Storms

$67K to the City of Jamestown for repairs

2015

Severe Winter Storm and Flooding

$133K to the City of Jamestown for repairs

2002

Severe Storms and Tornados

5 households applied for aid

Fentress County has had 21 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jamestown is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jamestown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jamestown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.