Natural hazards · Huntingdon

Huntingdon, TN natural hazards

Most of the natural-hazard damage FEMA expects in Huntingdon comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 15 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Huntingdon?

72
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Huntingdon to be higher than in 72% of U.S. communities, mostly from earthquakes and cold waves.

Earthquakes46%Cold waves18%Tornadoes17%Inland flooding10%Everything else9%
By hazard

What Huntingdon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

46% of expected damage
Well above average · higher than 91% of U.S. places

Cold waves

18% of expected damage
Below average · higher than 45% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

17% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 43 years in the area

Inland flooding

10% of expected damage
Well below average · higher than 16% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Huntingdon flood?

Every paid claim on a federal flood insurance policy in Huntingdon, from FEMA’s records.

15paid claims since 1978
$520Kpaid to owners
1homes flooded more than once
19782026

Biggest named events

  • Late spring storms: 9 claims, $388K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Huntingdon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carroll County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Huntingdon

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Huntingdon itself: aid to households, or repair grants to the Town of Huntingdon.

Brought FEMA money into HuntingdonDeclared for Carroll County only
2026

Severe Winter Storm

22 households applied for aid $30K aid approved
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$87K to the Town of Huntingdon for repairs
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

21 households applied for aid $2K aid approved $804 to the Town of Huntingdon for repairs
2011

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$52K to the Town of Huntingdon for repairs
2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

62 households applied for aid $66K aid approved $47K to the Town of Huntingdon for repairs
2003

Severe Storms, Tornadoes, and Flooding

10 households applied for aid $1K aid approved
2002

Severe Storms and Tornados

13 households applied for aid $33K aid approved
Carroll County has had 20 natural disasters declared since 1953, most often severe storms and tornadoes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Huntingdon is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Huntingdon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Huntingdon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01