Natural hazards · Hickory Valley

Hickory Valley, TN natural hazards

Most of the natural-hazard damage FEMA expects in Hickory Valley comes from earthquakes, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hickory Valley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hickory Valley to be higher than in 59% of U.S. communities, mostly from earthquakes and tornadoes.

Earthquakes43%Tornadoes21%Inland flooding14%Cold waves12%Everything else10%

By hazard

What Hickory Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

43% of expected damage

Well above average · higher than 88% of U.S. places

Tornadoes

21% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 12 years in the area

Inland flooding

14% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Cold waves

12% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hickory Valley flood?

FEMA's records show no paid flood insurance claims in Hickory Valley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hickory Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hardeman County.

Disasters that hit Hickory Valley

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hickory Valley itself: aid to households, or repair grants to the Town of Hickory Valley.

Brought FEMA money into Hickory ValleyDeclared for Hardeman County only

2026

Severe Winter Storm

45 households applied for aid $165K aid approved

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid $300 aid approved

2023

Severe Storms, Straight-Line Winds, and Tornadoes

9 households applied for aid $13K aid approved

2010

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

2 households applied for aid $1K aid approved

Hardeman County has had 14 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hickory Valley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hickory Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hickory Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.