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Natural hazards · Henry

Henry, TN natural hazards

Most of the natural-hazard damage FEMA expects in Henry comes from cold waves, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Henry?

70
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Henry to be higher than in 70% of U.S. communities, mostly from cold waves and earthquakes.

Cold waves50%Earthquakes24%Tornadoes9%Inland flooding9%Everything else9%
By hazard

What Henry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

50% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

24% of expected damage
Well above average · higher than 90% of U.S. places

Tornadoes

9% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 14 years in the area

Inland flooding

9% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Henry flood?

FEMA's records show no paid flood insurance claims in Henry.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Henry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Henry County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Henry

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Henry itself: aid to households, or repair grants to the Town of Henry.

Brought FEMA money into HenryDeclared for Henry County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$18K to the Town of Henry for repairs
2021

Severe Storms, Straight-Line Winds, and Tornadoes

4 households applied for aid
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

8 households applied for aid $3K aid approved $8K to the Town of Henry for repairs
2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid
2000

Severe Storms, Tornadoes, and Flooding

$807 to the Town of Henry for repairs
Henry County has had 17 natural disasters declared since 1953, most often severe storms and tornadoes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Henry is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Henry’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Henry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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